Ready or not, the holiday season is here, and it’s time to think seriously about your money. There’s lots to buy and spend this month. And if you’re not careful, it’s your bank account that will look frightful, not the weather! So, here are 10 easy ways to save money even with all the gift-giving and holiday cheer.

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There are so many affordable fashion brands out there. So, no matter what your budget is, you can usually find something you like. But what about those high-end, designer items? The price tag is enough to make most of us do a complete about-face and swipe right. But sometimes, it’s okay to make a hefty investment. The question is, how and when? These tips will help you make your next big splurge.

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