Even if you don’t consider yourself a wealthy woman, there are lots of small steps you can take to build wealth. It doesn’t really matter if you have a large salary to work with or not. What matters is how you take care of the money you currently have. And these five smart and savvy tips can help you build wealth slowly but surely. 

Get out of debt

You might be tempted to cruise along with minimum monthly payments. But it’s far better to pay off as much as you can and eliminate debt as soon as you can. This can free you up financially, and also prevent you from paying gobs of interest, too.

Start saving

You might not be able to save a lot of money right now, but as long as your savings are consistent, this is a great way to add value to your money over a long period of time.

Don’t live above your means

Just because you have money doesn’t necessarily mean it’s time to live big. So, instead of eking by paycheck to paycheck, try to spend much less than you actually make. This can help you save, get out of debt and build wealth.

Make smart investments

When it does come time to spend money, it’s important to purchase things that have lots of value. So, while this might seem to contradict the last tip, think of investing in high quality pieces for your wardrobe or home. This will prevent you from having to repurchase things year after year. 

Let technology work for you

There’s a lot to keep track of, so why not take advantage of all the smart technology available to you? From banking and money saving apps, to direct deposits and auto-enrolling, there are lots of ways to keep your finances in check without spending a lot of time on them.