You work hard, you have a budget, but you still can’t save as much as you want. What’s the problem? The truth is, we often spend money on things we think we absolutely need. But maybe it’s time to step back and take a closer look at five common expenses. Maybe you can replace them or give them up altogether. Either way, cutting these five expenses can help you save more. 

Media

If you love to consume books, magazines, music and films, all this media can add up, month and after month. So, get savvy and start saving. Rent books, magazines and movies from your local library. Thanks to YouTube, you can watch movies and listen to your favorite artists for free. In short, see if you can get your media without spending.

Cars

Depending on where you live, you may be able to go car-free. It’s definitely a lifestyle switch, but it can save you money on car insurance and gas. Thanks to public transport, Uber and ride sharing services, you might be able to get around just fine.

Cosmetic and beauty products

Now, it’s important to take care of your skin and to use products that are high quality and safe. But these can come at quite a heft price. Do you need them all? Can you make some of your own? Can you resist the trends and enjoy what you have?

Gym memberships

Again, fitness is important and can keep you feeling well – physically, mentally and emotionally. But does that mean you need to pay a monthly gym fee to stay fit? There are so many free resources online that give you all the fitness routines and tips you’ll ever need.

Bank fees

Are you spending lots of money on bank fees without even realizing it? Maybe it’s due to late payments, or because you’re using ATMs not associated with your bank. Another thing to consider is researching different bank accounts to see if you’d be better off with a different type of account, or a different bank altogether.